{"meta":{"title":"18.消費者貸款及建築貸款餘額依期間","sender":"中央銀行","prepared":"2026/10/24 上午 03:18:45","filename":"EF99Y01.px","links":"https://cpx.cbc.gov.tw/api/DataAPI/Get?FileName=EF99Y01","note":"請參閱各期本行出版之「金融統計月報」。","refperiod":"各項資料發布請參照本行<a href='https://www.stat.gov.tw/News_NoticeCalendar.aspx?n=3717&IsControl=0&_Hide=1&Dept=A59000000N'>「預告統計資料發布時間表」</a>","last_updated":"2026-09-24","units":"新台幣百萬元,%","matrix":"EF99"},"data":{"dataSets":[["1988","840875","-","415201","-","236062","-","7742","-","62779","-","119091","-","-","-","54876","-"],["1989","975375","16.00","490867","18.22","283357","20.03","7581","-2.08","58517","-6.79","135053","13.40","-","-","63351","15.44"],["1990","1070806","9.78","536653","9.33","345663","21.99","6300","-16.90","47436","-18.94","134754","-0.22","-","-","66079","4.31"],["1991","1246127","16.37","667269","24.34","398835","15.38","5414","-14.06","42918","-9.52","131691","-2.27","-","-","117655","78.05"],["1992","1528810","22.68","888471","33.15","457423","14.69","11613","114.50","39872","-7.10","131431","-0.20","-","-","272427","131.55"],["1993","1742423","13.97","1032875","16.25","529349","15.72","17823","53.47","38108","-4.42","124268","-5.45","-","-","630816","131.55"],["1994","2177078","24.95","1373730","33.00","591004","11.65","26505","48.71","37232","-2.30","148607","19.59","-","-","714803","13.31"],["1995","2559158","17.55","1696043","23.46","634031","7.28","25807","-2.63","37970","1.98","165307","11.24","-","-","629356","-11.95"],["1996","3022425","18.10","2002590","18.07","683108","7.74","30109","16.67","47637","25.46","258981","56.67","-","-","517044","-17.85"],["1997","3598047","19.05","2289903","14.35","765514","12.06","33158","10.13","58303","22.39","370185","42.94","80984","-","553191","6.99"],["1998","3873602","7.66","2420346","5.70","819222","7.02","40956","23.52","59092","1.35","417886","12.89","116100","43.36","612298","10.68"],["1999","4050223","4.56","2539707","4.93","799768","-2.37","46431","13.37","68727","16.31","444514","6.37","151076","30.13","591918","-3.33"],["2000","4296486","6.08","2651772","4.41","849621","6.23","51607","11.15","76737","11.65","480480","8.09","186269","23.29","558510","-5.64"],["2001","4270124","-0.61","2623276","-1.07","780717","-8.11","63520","23.08","73354","-4.41","495968","3.22","233289","25.24","507837","-9.07"],["2002","4442484","4.04","2768188","5.52","695283","-10.94","69299","9.10","90908","23.93","527988","6.46","290818","24.66","418809","-17.53"],["2003","4969421","11.86","3038881","9.78","690016","-0.76","80452","16.09","172455","89.70","613140","16.13","374477","28.77","420396","0.38"],["2004","5861529","17.95","3482662","14.60","710373","2.95","109471","36.07","181936","5.50","952118","55.29","424969","13.48","508638","20.99"],["2005","6583867","12.32","3924208","12.68","731299","2.95","140371","28.23","171361","-5.81","1151036","20.89","465592","9.56","661265","30.01"],["2006","6525931","-0.88","4271879","8.86","795700","8.81","120269","-14.32","148824","-13.15","868509","-24.55","320750","-31.11","813278","22.99"],["2007","6568973","0.66","4505551","5.47","832761","4.66","89903","-25.25","121789","-18.17","754424","-13.14","264545","-17.52","1004767","23.55"],["2008","6470852","-1.49","4587498","1.82","789744","-5.17","63893","-28.93","96168","-21.04","695969","-7.75","237580","-10.19","1044947","4.00"],["2009","6591604","1.87","4816647","5.00","755693","-4.31","54244","-15.10","81850","-14.89","684174","-1.69","198996","-16.24","1006466","-3.68"],["2010","6717051","1.90","5109256","6.07","613299","-18.84","58876","8.54","69997","-14.48","703467","2.82","162156","-18.51","1237779","22.98"],["2011","6780695","0.95","5274015","3.22","482918","-21.26","73037","24.05","67036","-4.23","743266","5.66","140423","-13.40","1367488","10.48"],["2012","6844124","0.94","5420331","2.77","380459","-21.22","84787","16.09","62936","-6.12","764824","2.90","130787","-6.86","1467735","7.33"],["2013","7005972","2.36","5646766","4.18","298032","-21.67","104367","23.09","56253","-10.62","782830","2.35","117724","-9.99","1494623","1.83"],["2014","7202656","2.81","5866996","3.90","238749","-19.89","116803","11.92","49502","-12.00","818407","4.54","112199","-4.69","1624087","8.66"],["2015","7448962","3.42","6132276","4.52","184040","-22.91","118970","1.86","48413","-2.20","857951","4.83","107312","-4.36","1608126","-0.98"],["2016","7662302","2.86","6365163","3.80","139710","-24.09","126623","6.43","48690","0.57","873801","1.85","108315","0.93","1648346","2.50"],["2017","7953112","3.80","6647782","4.44","113607","-18.68","133107","5.12","52320","7.46","896115","2.55","110181","1.72","1738404","5.46"],["2018","8304378","4.42","6977419","4.96","91739","-19.25","140499","5.55","55317","5.73","926517","3.39","112887","2.46","1858113","6.89"],["2019","8773371","5.65","7412548","6.24","74119","-19.21","150513","7.13","52675","-4.78","970446","4.74","113070","0.16","2094370","12.71"],["2020","9559212","8.96","8042296","8.50","62182","-16.11","170287","13.14","54563","3.58","1124998","15.93","104886","-7.24","2523876","20.51"],["2021","10419858","9.00","8803024","9.46","54544","-12.28","181002","6.29","53189","-2.52","1227705","9.13","100394","-4.28","2876421","13.97"],["2022","11062053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